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Preserving Identity and Privacy

Streaming Regional Content on Voot as an Expat

As an expat, preserving your cultural digital identity and protecting your privacy can be challenging. Streaming regional content on Voot as an expat requires a careful balance between achieving content diversity while also navigating geographical restrictions, language barriers, data privacy, and subscription plans.

By understanding the potential pitfalls associated with streaming regional content as an expat on Voot and being aware of the legal considerations, ethical guidelines, and copyright laws related to the use of streaming services, you can enjoy a more responsible and respectful streaming experience.

The Power of Regional Content

Streaming regional content over Voot helps bridge that gap of geographical separation, which allows expats to connect with their homeland culture and remain in-tuned with the latest news, entertainment and treasured traditions from their home country.

Through offering a wide range of local/regional content over Voot, this online platform provides a valuable cultural connection source for an expat that provides ventures into familiar faces, stories and digital experiences evoking well-travelled paths down memory lane marking a warm nostalgic sense of belonging within each one’s heart.

Challenges of Streaming Regional Content as an Expat on Voot

Even though streaming regional multilingual content on Voot helps expatriates stay connected to their home culture, some challenges come with it as well.

One of the major challenges is multilingualism. Limited bits and pieces can create language barriers for expatriates who do not speak particularly related language preferences from their mother country. It becomes completely difficult for them to fully dive into their cultures when countries are abroad.

Programming geographical confinements is also one of the problems people face while auto-playing regional content through websites and platforms due to region-based restrictions where websites or particular software may have scope limitations making things all the tougher for staying-abroad individuals wishing to watch what they desire. Moreover, there are also data privacy implications to consider.

Websites that have region restrictions normally set stringent policies that may not allow accessing the websites from outside the designated area; this can expose expats’ personal information protection. Understanding these issues will guide expats in navigating through this field of regional content streaming platforms and get access to alternative ways successful expatriates stay connected to the culture of their roots.

Responsible for Streaming as an Expat on Voot

As an expat, responsible streaming experience would involve being well-informed of the legal considerations, ethical guidelines and copyright laws about the use of streaming services. It also involves the cultivation of deep respect for cultural heritage as well as a holistic understanding of content licensing agreements to acknowledge the makers and their work.

Also important is data security when sharing regional content availability on platforms like Voot since personal information can be at stake without proper preventative measures. Keeping these indicators in mind while maintaining responsible practices while streaming would help expats make their streaming experience effortless yet fulfilling while staying on the right side of the law.

Voot: Your Gateway to Regional Content

Voot is a great platform for expatriates to stream regional content and remain culturally connected to their original country. It offers language preference as well as subtitles; and online communities enabling global conversations, outdone by the expat support of responsible streaming accessibility among other features specially designed for cross-border access towards exclusive centres of world contents from wherever it originates in addition to digital privacy protection.

By taking the time to understand the potential challenges associated with streaming regional content as an expat on Voot in USA, expats can enjoy a responsible and respectful streaming experience that preserves their identity and protects their privacy.

Through Voot’s regional content offerings, expats can maintain their cultural connection to their homeland while living abroad. With careful consideration of the legal considerations, ethical guidelines, and copyright laws related to the use of streaming services, expats can take advantage of Voot’s content diversity and enjoy a secure streaming experience.

Strategies for Identity and Privacy in Streaming

In addition to understanding the legal implications of streaming as an expat, it is important to consider strategies for preserving identity and protecting privacy when streaming regional content on Voot.

Some strategies for identity and privacy include using a VPN, joining regional community groups, and exercising responsible consumption of content. Apart from this digital citizenship has to be done respecting the copyright law by avoiding piratic downloads or sharing of copyrighted material.

These aspects can help expats have a safe and respectful streaming experience on Voot while also reaching back to the culture in their home country.

Content Localization is another very important concept while expatriating the regional content. Content Localization implies translating language, graphic work, and cultural context to make any sort of media available for different audiences and cultures.

Final Thoughts

Being an expat region, streaming on Voot gives a great chance to the expatriates to stay connected with their culture back home while also building up and maintaining inculcating their cultural identity amid the newly adopted land.

However, one should give much consideration to the legal implications associated with streaming services – be it guidelines for ethics or copyright laws so that one can have a safe and respectful Expatriate Experience.

By understanding the challenges associated with streaming regional content as an expat and implementing the strategies for identity and privacy mentioned above, expats can take advantage of Voot’s content diversity while preserving their identity and protecting their privacy.

City and Safety Guides

Is London Safe in 2023? Here What Journalists Don’t…

Is London Still Safe in 2023?

Ps: Check also our Youtube Channel.

Once a friend asked me how safe is Sao Paulo, a huge city in Brazil where I lived in the past.

I told him (and this conversation inspired me to write one of my most-read articles to this date) that violence in Sao Paulo is very localized. Some districts have crime rates comparable to Europe, while others are quite dangerous.

While one could say “But this is true to every city”, here is the thing: it is not. Warsaw, the place where I live right now, for example, doesn’t have a single district that has a high prevalence of violent crime.

On this point, however, London is more similar to Sao Paulo than Warsaw.

Especially during the last few years, London witnessed a very curious phenomenon: areas of this great city that were already safe, became safer, while areas that were already dangerous, became even worse.

During the new few paragraphs we will dig into the numbers, but first, let’s talk about the city as a whole.

City of London — Is London Safe? It depends on where, and in the next paragraphs, you will understand it better. Image from Canva.

Is London Safe or Dangerous?

If you are asking Is London Safe from the perspective of someone who lives in major cities like Chicago (US), Rio de Janeiro (Brazil), or Cape Town (South Africa), then yes, London is safe.

But if you want to know this answer from the perspective of someone who lives in Europe, then the answer is different.

Below are the violent crime rates in the largest capitals in the European Union:

Budapest, Hungary – 3.1 per 1,000 people (2019)
Warsaw, Poland – 3.3 per 1,000 people (2019)
Vienna, Austria – 3.4 per 1,000 people (2019)
Paris (a city we’ve discussed safety-wise here), France – 3.7 per 1,000 people (2019)
Bucharest, Romania – 3.5 per 1,000 people (2020)
Rome, Italy – 5.2 per 1,000 people (2019)
Madrid, Spain – 5.3 per 1,000 people (2020)
Berlin, Germany – 5.5 per 1,000 people (2019)
London, UK – 17.6 per 1,000 people (2020)

To put it into perspective, here are the violent crime rate (per 1000 residents) in some notoriously dangerous major cities across the globe:

Detroit, USA – 20.7 per 1,000 people (2020) (Source: Detroit Police Department)
Rio de Janeiro, Brazil – 34.8 per 1,000 people (2020) (Source: Instituto de Segurança Pública)
Cape Town, South Africa – 63.4 per 1,000 people (2020) (Source: South African Police Service)

So I think you got my point.

Still, I must make a disclaimer: the meaning of “violent crime” may change by country, which can affect the comparison.

Not all types of common crime are violent.

Violent crimes are generally defined as offenses that involve the use or threat of physical force against another person: kidnapping, sexual assault, robbery, homicide, etc.

Moving Out, Working Abroad and Keeping Your Sanity Cover — Recommended book: Moving Out, Working Abroad, and Keeping Your Sanity

The Criteria to say where is safe in London (and where it is not)

Here we start the interesting part:

Even when we consider the same indicators and the same definitions for violent crimes, there are some regions in London that are quite safe and others that are considered dangerous.

The numbers we will use in this article are from the following sources:

The rate we will show below also considers both violent crimes and sexual offenses, and that is why they can be higher than only the violent crime rate per 1000 residents.

Why we didn’t consider the numbers from Westminster and City of London?

When comparing the different districts, neighborhoods, and boroughs of London, we preferred to leave out Westminster and the small area known as City of London (the core of central London)

The reason is that any number from this part of the city is probably highly skewed since it has abnormally high traffic of tourists, and a lot of occurrences are related to events like concerts, parades, music venues, protests, etc. that happen in this region.

Without further ado, let’s jump into the bad areas of London in terms of safety.

You Will Likely Never Get Shot in London, But…

One could think that London is a very safe city from the perspective that it is very unlikely you will get shot like in Latin America.

However…. we are still talking about a big city with over 1000 cases of knife crime per month!

While it is perfectly possible for someone to stay safe in London, the English capital is more violent than other popular European cities, and street crime is considerable in some areas.

The Most Dangerous Neighborhoods in London

Crime rates across boroughs in London. Source: CrimeRate UK

Tower Hamlets

Police recorded violent & sexual crimes per 1000 residents: 35.07 per year.

Tower Hamlets is a borough in East London that is famous for the Brick Lane market. It is also a borough with an extraordinary number of cases of domestic violence, and almost 70% of all victims are female.

There are also issues with street violence, with at least 8 gangs active in the area.

While there is no single explanation for this trend, there are several factors that may contribute to the higher rate of violent crime in this area:

Demographic makeup. Tower Hamlets has a relatively young population, with a high proportion of people aged 25-34. The borough has one of the lowest proportions of residents above 65 years old in the entire country: only 5.6%.
There have been reports of tension and conflict between different ethnic and religious groups in the borough, particularly involving Somali communities. Tower Hamlets is one of the most diverse boroughs in England, and 60.8% of all residents are considered part of minority groups.

Here is how a former resident of Tower Hamlets described the place:

I lived in Tower Hamlets all my life. I used to live in Bromley by Bow (an area of Tower Hamlets), but there were gang wars and stabbings going on literally every day. I saw kids selling drugs and riding on mopeds, creating noise almost 24/7. Even when I used to go shopping, I used to see boys chasing people with very big knives. Now I live in Canning Town, which is a very quiet place.

Greenwich

Police recorded violent & sexual crimes per 1000 residents: 36.49 per year.

Greenwich is one of the nightlife hotspots of London and has some infamous parts that get quite rough during the night.

Reasons that contribute to high violence rates in this region are:

Gang activity: There are reports of gang activity in some parts of the borough, which may engage in drug trafficking, robbery, and other forms of violence. The borough even resorted to offering money for kids so they are not recruited by gangs.
Nightlife and entertainment: Greenwich is a popular area for nightlife and entertainment, particularly around the O2 Arena. Large crowds of people often lead to different degrees of violence.
Proximity to other high-crime areas: Greenwich is located near other areas of London that have higher levels of crime and violence, such as Lewisham and Deptford. This proximity can make it easier for criminal activity to spread into Greenwich.

Barking & Dagenham

Police recorded violent & sexual crimes per 1000 residents: 37 per year.

London Borough of Barking and Dagenham - Wikipedia — Barking & Dagenham. Source: Wikimedia Commons.

The violence rate in Barking & Dagenham skyrocketed in recent years. From 2016 to 2022, violent crimes increased almost 30%.

Some of the reasons that turned this north east London borough into one of the most violent in the metropolitan area are:

Ethnic tensions. Together with the previously mentioned borough of Tower Hamlets, Barking & Dagenham is one of the most diverse districts in London, and 69% of the population has a non-British background.
Gangs. Organized criminal groups of young males are partially responsible for rampant crime according to many of the residents. In only 3 years, gangs committed over 200 crimes, from kidnappings to murders.

The Safest Neighborhoods in London

If you read until here, probably you are thinking twice about even visiting or moving to London.

But not everything is lost. Many boroughs are still safe, particularly in West London.

Richmond in West London has the lowest violent crime rates among all of them – a beautiful residential district with some of London’s finest restaurants and parks.

Other safe areas in London for tourists include Notting Hill (West), Berminghamsey (South East), and Highbury (Northeast).

Read also: Is Rio de Janeiro Safe?

What is the safest area in London?

Below are the 2 boroughs with the lowest violent & sexual crime rates.

Barnet

Barnet is a borough in North London that was created in 1965 by joining parts of Middlesex and Hertfordshire. It’s the second largest borough in London with a population of 389,344 people, making it the 17th largest district in England.

It is also very safe, with police recorded violent & sexual crimes per 1000 residents of only 20.91 per year (while London’s rate is 28.19).

Below are some of the possible reasons for such a low rate:

Low levels of deprivation: The 2019 Indices of Deprivation report ranks Barnet as the 252nd most deprived borough in England out of 317, with lower levels of deprivation compared to other London boroughs. This indicates that Barnet has relatively low levels of poverty, unemployment, and overcrowding, which can contribute to lower levels of crime and violence.
Strong community engagement and cohesion: The Barnet Community Safety Partnership (BCSP) is a group of organizations working together to address safety issues in the borough. The BCSP is a coalition made up of local government agencies, the local police station, and community groups. Its main goal is to improve safety by building partnerships and working with local people.
Geographical location: Barnet is located in the northwest of London, with a mix of urban and suburban areas. It is far from the most violent parts of the city, contributing to the relative isolation and low-to-inexistent gang related activity.

The Safest Borough in London: Richmond upon Thames

Richmond-upon-Thames, located at the west end of the city bordering the river Thames, remains London’s safest area. If you ever asked if is London safe, at least in this part of the city the answer surely is positive.

London Borough of Richmond upon Thames - Wikipedia — Richmond upon Thames location in London. Source: Wikimedia Commons.

Some of the possible reasons are:

Very low levels of deprivation: The 2019 Indices of Deprivation report ranks Richmond-upon-Thames as the 272nd most deprived borough in England out of 317, with much lower levels of deprivation compared to other London boroughs. This means low levels of poverty, unemployment, and overcrowding.
Community cohesion and engagement: The Richmond Community Safety Partnership (RCSP) is a group of organizations working together to address safety issues in the borough. The RCSP includes local government agencies, police, and community groups, and focuses on building relationships and engagement with local residents to address safety concerns. This partnership helps to create a sense of shared responsibility for safety in the borough.
Demographic makeup: Richmond-upon-Thames has a relatively affluent and educated population, with a high proportion of residents in professional and managerial occupations.

File:Richmond Riverside, London - Sept 2008.jpg — Richmond upon Thames. Source: Wikimedia Commons.

Is London Safe to Visit for Tourists?

In general, yes. London may look dangerous when we consider the crude statistics, but as we saw, crime is still concentrated in some areas like Tower Hamlets, Barking & Dagenham and others not mentioned like Croydon, or Brixton.

These places are not close to most tourist attractions like Big Ben or the Hyde park (except for Camden Town, which is close to some dangerous parts of the city centre).

If you stay always aware of your surroundings in these areas and take some usual common sense precautions, you should be fine.

Just like most large European cities such as Rome, Barcelona, and Amsterdam, London also has crime linked to tourist targeting.

Tourists in big cities are often targeted by pickpockets (acting inside the public transportation) and other scammers. The same precautions you would take to walk in the La Rambla in Barcelona or in the tourist parts any big city in the US, you take in London.

Some Extra London Safety Tips

Here are some more specific, street wise safety tips to visit London:

1st —If you visit London, there are plenty of options in terms of luggage storage, so you don’t need to walk around with your carry-on bags while visiting a top tourist destination. Reliable, convenient, and inexpensive luggage storage services you can find at Radical Storage.

2nd — If you are visiting some more isolated place or tourist destination in a major city, hire a guide. You can find some amazing guides and tours at Viator. Not only they will give you insider information about historical and natural curiosities, but they will also warn you of risky areas and keep you safe.

3rd — Areas surrounding airports and train stations can be dangerous. Book a transfer in advance from one of the many airports in London (or from any public transport station) to your destination and vice versa, so you can avoid scammers and criminals. I often used Get Transfer for that and it always worked fine.

4th — Stay in a good hostel. Hostels are usually in close to the tourist attractions in the safest parts of major cities (at least in Europe), unlike hotels. Most hostels have private rooms that are as comfortable as a hotel, plus a friendly staff to give information. When looking for hostels, I visit Hostelworld and filter for those above grade 7.

Book: Budget Travelers, Digital Nomads & Expats: The Ultimate Guide: 50 Tips, Tricks, Hacks, and Ways to Free Stuff & Cheaper Flights — Recommended book: Budget Travelers, Digital Nomads & Expats: The Ultimate Guide: 50 Tips, Tricks, Hacks, and Ways to Free Stuff & Cheaper Flights

Want to enjoy London’s nightlife?

London is a thrilling and exciting city, if you want to go to a concert, party or just drink at a pub. However, you should always follow these basic, common sense safety advice:

Never accept drinks from strangers, and never leave your drink unattended.
Be aware of your surroundings, like in any major city.
Avoid walking alone at night.
Avoid wearing football shirts of local clubs, especially during derby days, in pubs that are considered “demarcated territory”.
Watch out for your wallet and mobile phone if you visit crowded places like street markets, inside public transportation, or during events like the Notting Hill Carnival.
Don’t carry too much cash.
Always have the number of the emergency services and your emergency contacts recorded on your phone.

What More You Should Know if You Travel to London

1. How safe is London for tourist and is it safe to visit in 2023?

London is generally a safe city for tourists and is expected to remain so in 2023. Like any major city, it has its share of crime, but the majority of visitors have trouble-free trips. It’s important to follow some basic safety tips to stay safe and make the most of your travel to London.

2. Which part of London is the safest place to stay for a tourist?

Check our previous paragrapahs for some really good ideas, but many parts of Central London are considered safe for tourists. Some popular areas known for being safe places to stay include West London, Notting Hill, and West End. However, it’s still important to research your specific accommodation and the surrounding borough to ensure safety during your visit to London.

3. What is the crime rate and the nature of crime in London compared to other major cities?

For specific values, check the previous paragraphs above in the article. The crime rate in London is generally lower than in some other major cities. However, like any big city, it has its share of crime. Common crimes in London mostly include petty crime, such as pickpocketing, rather than violent crime. As long as tourists remain aware of their surroundings and follow safety precautions, they should have an enjoyable time in the city.

4. Is Camden a safe part of London for tourists?

Camden has become a popular tourist destination in recent years, known for its markets, music venues, and pubs. While it is generally safe during the day for tourists, it’s essential to be vigilant and keep an eye on your belongings, particularly in crowded areas. At night, be extra cautious to ensure your safety.

If you enjoyed this article answering if is London safe, here are a few other reading suggestions for you:

THESE Are the Cheapest Cities to Fly to In Europe

9 Books about Relocating to Gain an Edge in Your Life

Levi Borba is the founder of the Expatriate Consultancy, creator of the channel The Expat, and best-selling author. Some of the links in this article may be affiliate links, meaning that the author will have a commission for any transaction.

Best Countries Ranking

The 7 Countries With the Worst Work Life Balance…

There are some shocking data about the countries with the worst work-life balance.

When I was still working in the financial area, it was not uncommon to work 13, sometimes 14 hours per day. Since most of our income was variable, staying at the office for long hours was standard practice for young, ambitious college graduates willing to build their bank accounts.

Unfortunately, it became common for many of my coworkers to lose their hair, gain weight, and get sick with things like high blood pressure and diabetes. I won’t even talk about the constant bad mood of an overworked professional.

Working long hours for a short period is probably doable and has only minor health impacts. But in the long term, the effects may be sinister (unless you really enjoy your job).

Recently, I came across the OECD ranking of work-life balance, involving dozens of countries all over the world.

As someone who has worked on four continents and visited over 50 countries, I couldn’t agree more with the results.

Some of the countries mentioned are pretty obvious (as you may guess, South Korea is among them), but others are quite surprising.

Before we get into the ranking, let’s go over the context and the criteria that were used.

Ps: check also our Youtube channel The Expat.

What is the OECD

The Organization for Economic Cooperation and Development (OECD) is a group of 38 countries, mostly western, that work together to improve their economies. People often call it a think tank group (and is also a very well-established source of economic and social statistics).

It says that its goal is to change policies in ways that increase opportunity, prosperity, and well-being. It has worked on a wide range of issues over the years, such as raising the standard of living in its member countries, helping international trade grow, and working for economic stability.

The OECD was founded in 1961 and has its headquarters in the Chateau de la Muette, in Paris, France.

Moving Out, Working Abroad and Keeping Your Sanity: 11 secrets to make your expat life better than you imagine

The indicators used to define the countries with the worst work life balance

While multiple rankings are based on subjective perceptions and anecdotal evidence, the OECD took the time to establish two objective criteria to measure the work-life balance between multiple countries.

Time devoted to leisure and personal care

This indicator shows the average number of hours spent each day on activities like sleeping, eating, socializing with friends and family, hobbies, working out, etc.

Employees working very long hours

This criterion shows the percentage of workers who worked an average of 50 hours or more per week in the most recent year for which data is available.

Check also: The Weird Relationship Between Libraries and Rising Development Levels

The 7 Worst Countries (of the OECD) in Terms of Work Life Balance

Australia

Time devoted to leisure and personal care: 14.4 hours, which is below the average of 15 hours per day of all OECD members.

Employees working very long hours: 12.5%, which is above the average (10%) of all OECD members.

One of the worst problems in Australia is the number of people that simply do not use their leave days.

According to the international consulting firm Michael Page, Australians have, on average, 16 days of holiday they don’t use. More research showed that 2.4 million Australians who work full-time haven’t taken a vacation in over a year and that 86% of them are feeling burned out as a result.

Israel

Time devoted to leisure and personal care: 14.3 hours, meaning less than the average of 15 hours per day of all OECD members.

Employees working very long hours: 14.1%, which is above the average (10%) of all OECD members.

According to a survey published by the Times of Israel, most Israeli workers are unhappy with the balance between work and life, and a lot of them work while they are sick.

The survey, which comprised around 600 employees over the age of 18, found that 57 percent of Israelis are unhappy with their current work-life balance. A similar number of respondents also said that their employers are not flexible enough to let them work from home.

South Korea

Time devoted to leisure and personal care: 14.8 hours, slightly less than the average of 15 hours per day of all OECD members.

Employees working very long hours: 19.7%, almost twice the average (10%) of all OECD members.

Long work hours aren’t the only thing that makes it hard to balance work and life in South Korea. Because of long commutes and the “socializing after work” culture, people often don’t have much time for their families, friends, or even sleeping.

The horrible work-life balance likely contributes for South Korea to experience one of the worst fertility declines in the world.

Curiously, South Korea is one of the best countries in the world for education.

South Africa

Time devoted to leisure and personal care: 14.2 hours, which is almost one hour less than the average of 15 hours per day of all OECD members.

Employees working very long hours: 15.4%, more than 1.5X the average (10%) of all OECD members.

One of the problems in South Africa is that the low productivity of the workforce often causes employees to work longer hours to achieve the same output — something that Botswana managed to partially solve.

South Africa’s rate of productivity growth is the lowest among emerging economies, and together with Brazil and Argentina are the only countries with negative rates.

The low productivity in South Africa is caused by a lack of skills, high business costs, and a lack of competition in many markets. The skills of students are below the OECD average, and the education system is very unequal, with a small number of students doing very well and a large number doing very badly.

Check also: Why This Country in Africa Is Growing So Fast?

Japan

Time devoted to leisure and personal care: 14.1 hours, almost one hour less than the average of 15 hours per day of all OECD members.

Employees working very long hours: 15.7%, more than 1.5X the average (10%) of all OECD members.

It is not a surprise to see Japan in this ranking, since they popularized the idea of working long hours. There is even a word in the Japanese language (karoshi) that means “death from overwork”.

But in the last few years, the country has been pushing for better work-life balance.

One of Shinzo Abe’s (the late Prime Minister) main concerns was Japan’s overworking trend. The Work Style Reform Bill was signed into law by his government.

The bill was a key part of his plan to make Japan’s work and life balance more equilibrated. Initiatives include putting limits on how long people can work and giving them more flexibility, as well as requiring people with at least 10 days of unused leave to choose at least five days off.

Check also our article about the Japanese Visa Application Guide for digital nomads and remote workers.

Turkey

Time devoted to leisure and personal care: 14.6 hours, which is less than the average of 15 hours per day of all OECD members.

Employees working very long hours: 25%, meaning 2.5X the average (10%) of all OECD members.

Turkey has a relatively long work week: 45 hours. There is also a propensity in some sectors to push extra hours. Put on top of that the fact that major cities like Istambul have considerable traffic jams during rush hours, and you have a recipe for an unbalanced life.

One may wonder if such an unbalanced work-life relationship may harm the activity of health professionals in Turkey since the country is a hotspot for medical tourism and things like gastric sleeve surgery abroad.

Mexico

Time devoted to leisure and personal care: 13.5 hours, meaning one and a half hours less than the average of 15 hours per day of all OECD members.

Employees working very long hours: 27%, almost three times the average (10%) of all OECD members.

The worst country in this ranking has a whopping 27% of all employees working very long hours, and only 13.5 hours per day on average for all things non-job related.

Mexico has some of the longest average annual hours of work (2137 hours), and its average lunch breaks are also some of the shortest in the world, at only 30 minutes. Put that together with the endemic violence on the Mexican streets and it is a recipe for a stressful day. Ironically, Mexico is also one of the best countries in Latin America for those willing to retire abroad.

Somehow, the South Park music about Mexicans working all week long sounds true.

Check also: Hold Your Breath: The Dirtiest Cities in the World — 2022

Conclusion: The Countries With Worst Work-Life Balance

One curious fact is that there are no European countries among the 7 worst countries for work-life balance, despite the fact that 26 of the 38 countries of the OECD are European.

In other words, of the 12 non-European countries that are part of the organization, more than half (7) are at the bottom in terms of work-life balance.

Here is the list of the worst 7:

7 — Australia

6 — Israel

5 — South Korea

4 — South Africa

3 — Japan

2 — Turkey

1 — Mexico

Recommended book: Budget Travelers, Digital Nomads & Expats: The Ultimate Guide: 50 Tips, Tricks, Hacks, and Ways to Free Stuff & Cheaper Flights

If you enjoyed this article about the countries with the worst work life balance, here are a few other reading suggestions for you:

A Guide to the Easiest Countries to Adopt a Baby From

The Most Beautiful European Capitals

Subscribe (for free) to receive my articles directly in your inbox and receive a special gift. If you enjoy this article, please consider becoming a Medium member by using this link and have access to premium, unbiased content from authors not tied to big media.

Levi Borba is the founder of The Expatriate Consultancy, and best-selling author. Some of the links of this article may be affiliate links, meaning that the author will have a commission for any transaction.

City and Safety Guides

Hold Your Breath: The Dirtiest Cities in the World…

We analyzed air pollution, water quality, and wastewater disposal to list the dirtiest cities in the world

What makes a city… dirty?

When I was 21, I moved from a countryside town where the air smelled like orange cake (since we had some fruit processing plants around) to an 11-million-resident metropolis. Every day on my way back from work, I needed to take a road close to a river that smelled like sewage (and probably had some illegal sewage discharges on it).

The streets had rats (I never saw an urban rat in my life until I moved there), and the air was so dirty during the winter that after a day out, you could rub a white napkin in your hair and it would turn gray. My lungs are glad that I don’t live there anymore.

That was a dirty city for me, and I bet you agree with me.

And using criteria that measure air and water quality, plus sewage treatment, and my team at Expatriate Consultancy compiled this list of the dirtiest cities in the world in 2022.

While you will not (surprisingly) find Detroit in the list below, you can find it among the most dangerous cities in Michigan.

This is not the first time we have published a polemical ranking. On other occasions, we told you about:

The most dangerous city in each European country
The 10 most dangerous cities in Europe
The 8 safest big cities in the US
Cities with the most public libraries in the world (OK, this one here was not very polemical, but equally interesting).
The Seven Countries With the Worst Work-Life Balance in the World
The most (and the least) beautiful capital cities in Europe.

This, however, promises to be our most surprising rank ever. But first, the criteria.

Criteria to Define the Dirtiest Cities in the World

To define the dirtiest places in the world, we combined 3 measures and 1 filter. Of course, you may disagree with them (and we invite you to share your opinion in the comment section), but with the data available, this is quite a good set of indicators — I would also like to add a measure of the number of rats per habitant, but I couldn’t find it anywhere.

1 — Only one city per country.

We didn’t want to make an uninteresting list, so this first criterion may surprise you. However, here is our point: we didn’t want an entire ranking only with cities from India, China, and Pakistan. If we simply made a ranking of the 10 dirtiest cities in the world, all of them would be from these 3 places.

We also filtered only cities with more than 150 thousand residents, since smaller cities may have unreliable data due to a lack of measuring points.

2 — Air quality index (AQI)

We enjoy breathing fresh, clean air. This was one of the biggest differences I felt when moving to a large city. But how can we measure the air quality?

For this purpose, there is the AQI (Air Quality Index), an index that measures, among others, the harmful PM2.5 concentration. Fine particulate matter (PM2.5) is a form of pollution in the air that can be harmful to people’s health during prolonged exposures.

2.5 in this case means their size in micrometers. Particles that are that small can easily travel deeply into the respiratory tract, reaching the lungs.

The AQI also measures other pollutants, like:

Ground-level ozone
Carbon monoxide
Sulfur dioxide
Nitrogen dioxide

For this ranking, we used the AQI calculated by the Swiss air quality technology company IQAir.

3 — Unsafe drinking water EPI Score

This indicator was measured on a national level for the Environmental Performance Index (EPI) compiled by Yale and Columbia universities on a national level.

They measure the harm caused by unsafe drinking water using the number of age-standardized, disability-adjusted life-years lost per 100,000 persons due to exposure to unsafe drinking water.

A score of 100 indicates a country is among those with the lowest rates of unsafe drinking water in the world, while a score of 0 indicates a country is among those with the worst drinking water. In other words, the higher the score here, the better.

4 — Wastewater treatment

Around the world, about 52% of sewage is treated. But the rates of sewage treatment in different countries are very different. For example, about 74% of the sewage in high-income countries is treated, but only 4.2% on average in developing countries.

Sewage treatment in this case includes managing human waste and solid (often industrial) waste.

In the section of each city, you can find the sources for the percentage of treated sewage. In some cases, the data was not available.

The Dirtiest Cities in the World

Remember that the ranking only allows one city per country, therefore the second position is NOT the second worst city in the world, but the dirtiest outside the country of the first place. The third place is the dirtiest outside of the first and second-place countries, and so on.

Krasnoyarsk, Russia

The main reason for pollution in Krasnoyarsk is its location, relatively near major industrial centers like Norilsk.

The second reason for pollution is its size. Krasnoyarsk is one of the largest cities in Russia, with a population of 1 million people.

Surprisingly, despite Russia being a major gas exporter, Krasnoyarsk is NOT connected to the Russian gas pipeline system, so often people resort to burning trash to keep warm during winter. Gazprom recently used video footage of the city freezing in winter to warn Europe that the same could happen with Europe due to sanctions — ironic, right? It was one of those times when war propaganda looked like a comedy sketch.

The third reason is the little enforcement of environmental laws (a common factor in almost all cities listed in this article).

Russia’s most polluted regions. — Source: RadioFreeEurope and Finexpertiza.

Population: 1 million residents.

Air Quality Index of City: 49.8μg/m, almost 10 times higher than the maximum recommended of 5μg/m

Unsafe drinking water EPI Score: 55.8. 55th place among the 180 countries measured.

Sewage Treatment Percentage: The data for Krasnoyarsk specifically was not available, but in Russia, less than 45% of the sewage is connected to treatment stations. Since Krasnoyarsk is a remote region, one could expect this number to be even smaller.

Kathmandu— Nepal

Kathmandu has no proper disposal system for garbage. Garbage piles up on streets and sometimes, it gets burned by the people living nearby.

On top of that, people throw their waste into rivers and lakes without realizing that they are harming nature and their own environment by doing so.

The lack of proper waste management systems leads to clogged drains, overflowing sewage lines, etc., all of which result in flooding during the monsoon season.

Population: 1.442 million residents.

Air Quality Index of City: 50.9 μg/m, more than 10 times higher than the maximum recommended (5μg/m).

Unsafe drinking water EPI Score: 25.9, meaning the 131st place among the 180 countries counted.

Sewage Treatment Percentage: According to IJCRT, less than 7%.

Port Harcourt, Nigeria

Port Harcourt has experienced an exponential surge in occurrences of respiratory illnesses, attributable mostly to illicit crude refining in various regions of the city.

The sky frequently becomes black, not from rain clouds, but from rising black dust from hydrocarbon pollution, which quickly covers all exposed surfaces and is inhaled by innocent citizens.

Port Harcourt, formerly a pristine and verdant “Garden City,” has devolved into a black dust city.

Population: 1 million people.

Air Quality Index of City: 51.6μg/m, over 10 times higher than the max. recommended of 5μg/m

Unsafe drinking water EPI Score: 4.3, meaning the 177th place among the 180 countries measured.

Sewage Treatment Percentage: 0. So far, there are no wastewater treatment plants in Port Harcourt.

Dushanbe, Tajikistan

Dushanbe has a high concentration of polluting enterprises, including cement and coal power plants, as well as local factories and waste-burning facilities.

Coal is used as a raw material in the generation of energy by many urban industries. The city has 24 companies that generate heat by burning coal fuel. Dushanbe TPP 2, run by the state energy corporation “Barki Tojik,” is the largest of them.

Population: 770,027 people.

Air Quality Index of City: 59.5μg/m, almost 12 times higher than the maximum recommended.

Unsafe drinking water EPI Score: 31.7, 119th place among the 180 countries measured.

Sewage Treatment Percentage: 13.4%, according to the WHO.

Osh, Kyrgyzstan

According to IQAir, these are the primary sources of pollution increases in Osh:

1 — Vehicle emissions, with automobiles, motorbikes, and heavy-duty vehicles such as trucks or lorries traversing the length of the city for everyday commutes. Many of these cars would use inexpensive, low-quality diesel, which can discharge more pollution than cleaner fuels.

2 — Poorly managed construction sites release fine particulate matter and other harmful pollutants.

3 — Mining close to the city emits PM10, PM2.5, heavy metals, and other harmful substances.

4— Winter pollution surges are caused by burning wood and other types of organic matter for heating and cooking.

Population: 256,763 people.

Air Quality Index of City: 60.9μg/m, over 12 times higher than the recommended maximum of 5μg/m.

Unsafe drinking water EPI Score: 47.3, 78th place among the 180 countries measured.

Sewage Treatment Percentage: 19.3% of household wastewater is treated, according to the WHO.

Karaganda, Kazakhstan

Karaganda is close to Temirtau, Kazakhstan’s iron industry hub, and home to the country’s largest steel production plant, Karaganda Metallurgical Combine. The plant is operated by ArcelorMittal Temirtau, a subsidiary of the worldwide industrial conglomerate ArcelorMittal.

The city’s industrial pollution is so bad that occurrences of black snow have been documented. Many people there believe that the metallurgical complex is to blame for the black snow.

Population: 500,826 residents.

Air Quality Index of City: 75.5μg/m, 15 times higher than the recommended max. of 5μg/m.

Unsafe drinking water EPI Score: 56, 54th place among the 180 countries measured.

Sewage Treatment Percentage: According to the UNECE, 50% of industrial wastewater is not treated before discharging in Kazakhstan.

N’Djamena, Chad

N’Djamena has problems with heavy metal pollutants discharged in the Chari river. Besides, Chad’s capital city has seen a fast population increase and a decrease in water supplies in recent years, without sanitation keeping the same pace as the number of inhabitants surges.

Population: 1,5 million people.

Air Quality Index of City: 77.6μg/m, over 15 times higher than the maximum recommended.

Unsafe drinking water EPI Score: Data not available.

Sewage Treatment Percentage: According to UNICEF, 10%.

Dhaka, Bangladesh

Dhaka in Bangladesh has a place among the dirtiest cities in the world due to population density, brick kilns and traffic.

Brick kilns, exhaust fumes from automobiles, and dust from construction sites were identified as the three primary contributors to air pollution in Dhaka in a research that was published by the local Department of Environment (DoE) and the World Bank.

Population: 8.9 million residents.

Air Quality Index of City: 78.1μg/m, almost 16 times higher than the maximum recommended of 5μg/m.

Unsafe drinking water EPI Score: 26.9, 128th place among the 180 countries measured.

Sewage Treatment Percentage: 17% of the wastewater is treated.

Faisalabad, Pakistan

Faisalabad is the third largest city in Pakistan and is growing both economically and in terms of population. Because it is in the middle of the country, it is a major industrial and distribution hub.

Pollution in Faisalabad is mostly caused by things like vehicle emissions. There are a lot of cars, motorbikes, and heavy-duty vehicles.

There are also a lot of factories and textile mills in the city, as well as thousands of brick kilns, many of which use dirty fuels and are not regulated by the same rules as the rest of the city.

Population: 3,2 million residents.

Air Quality Index of City: 94.2μg/m, almost 19 times higher than the maximum recommended.

Unsafe drinking water EPI Score: 15.3, 151st place among the 180 countries measured.

Sewage Treatment Percentage: According to WWF Asia, 20% of the wastewater is treated in Faisalabad.

Hotan, China

Hotan is a town in the Chinese province of Xinjiang. Because of the different ethnicities that live and work in the area, the area has a strong Uyghur presence.

However, Hotan’s proximity to the Takla Makan, the world’s biggest shifting sand desert, exposes it to frequent sandstorms, which add to the contaminants in the air, causing the quality to deteriorate.

As a result, desert sand is the primary culprit.

However, industry in and around Hotan, Kashgar, Aksu, and other southern Xinjiang cities is fast expanding, and its environmental impact is not strictly monitored. Toxins are released into the surrounding atmosphere as a result of the area’s exponential industrial growth, which affects the residents.

Population: 408 894 people.

Air Quality Index of City: 101.5μg/m, more than 20 times higher than the maximum recommended of 5μg/m.

Unsafe drinking water EPI Score: 58.4, 45th place among the 180 countries measured.

Sewage Treatment Percentage: According to CEIC, 96.1% of the wastewater residues of Xinjiang (the province where Hotan is located) are treated.

Now time to answer the question we have been waiting for…

What is the dirtiest city in the world?

The Dirtiest City in the World and (the Dirtiest City in India)

The dirtiest city in the world is Ghaziabad, India.

Ghaziabad — the dirtiest city in india and in the world. — Ghaziabad — the dirtiest city in India and in the world. Image source: Design for Health

The main sources of air pollution in Ghaziabad are vehicular emissions, road dust, construction and demolition operations, industries, garbage burning, agricultural waste burning, and so on.

Ghaziabad is an old city that is growing increasingly crowded as residents from various regions of Uttar Pradesh continue to flock here.

Because there is no good public transportation in the city, individuals rely on their own vehicles, causing horrific traffic jams. Ghaziabad also contains numerous small and major industries, many of which do not adequately dispose of their residues.

Population: 1.7 million people.

Air Quality Index of City: 102μg/m, more than 20 times higher than the recommended maximum of 5μg/m.

Unsafe drinking water EPI Score: 18.3, 141st place among the 180 countries measured.

Sewage Treatment Percentage: While there is no specific information about Ghaziabad, the state where the city is located (Uttar Pradesh) has a treatment capacity of only 37.2% of the wastewater generated.

The Dirtiest Cities in the World in 2022 — Conclusion

As we traverse the globe, we encounter a stark reality in many urban areas. The world’s most polluted cities, a list that unfortunately includes six of the world’s top major cities, are grappling with alarming levels of air pollution. The city’s AQI increases, signaling a dangerous quality of air that poses a daily strain on lung health. This is particularly evident in India, where many Indian cities, including the city in the world based on poor air quality, are located.

Despite the many advantages to living in condensed urban areas, the poor air quality and health and sanitation challenges are undeniable.

Most of the Dirtiest Cities in the World are in Asia

The majority of the dirtiest cities in the world are located in Asia, with countries like India, Pakistan, and China dominating the list of most polluted cities. These cities suffer from poor air quality, largely due to industrial emissions, burning of fossil fuels, and lack of proper sustainable infrastructure. In 2023, cities like Dammam in Saudi Arabia, Lahore in Pakistan, and Delhi in India were ranked among the most dangerously polluted cities in the world.

Pollution is Higher in Industrialized but not Developed Countries

Many of the dirtiest cities are found in industrialized but not fully developed countries. These countries often lack the necessary infrastructure and resources to effectively manage pollution and waste. As a result, they struggle with issues like poor air quality, solid waste management, and hazardous living conditions for their citizens. This is in stark contrast to cities in Europe and Australia, which have very good indicators of cleanliness and are often ranked among the cleanest cities in the world.

Remember: the list has a maximum of one city per country, therefore, the 2nd place is NOT the 2nd dirtiest city in the world, but the dirtiest outside the country of the 1st place. The 3rd place is the dirtiest outside the country of the 1st and the 2nd, and so on.

Check also: Why This Country in Africa Is Growing So Fast?

11 — Krasnoyarsk, Russia

10 — Kathmandu- Nepal

09 — Port Harcourt, Nigeria

08 — Dushanbe, Tajikistan

07 — Osh, Kyrgyzstan

06 — Karaganda, Kazakhstan

05 — N’Djamena, Chad

04 — Dhaka, Bangladesh

03 — Faisalabad, Pakistan

02 — Hotan, China

The dirtiest city in the world: Ghaziabad, India

Pollution and a Dirty Environment Harm Human Health

Air pollution poses a significant threat to human health, causing respiratory infections, heart disease, lung cancer, and other chronic illnesses. Both short-term and long-term exposure to air pollutants can lead to serious health problems, particularly for vulnerable populations such as children, the elderly, and those with pre-existing health conditions. In fact, air pollution is now considered the biggest environmental risk for early death, responsible for more than 6 million premature deaths each year.

Europe and Australia Have Very Good Indicators of Cleanliness

In contrast to the dirtiest cities in the world, Europe and Australia boast some of the cleanest cities, with high standards of cleanliness and air quality. Cities like Zurich, Switzerland, and Perth, Australia, are ranked among the least polluted cities in the world, thanks to their commitment to sustainable practices, effective waste management, and strict pollution regulations. These cities serve as examples of how proper planning and investment in clean technologies can lead to healthier, more livable urban environments for their citizens.

If you are into some cleaner cities for your next holiday, check our article about the best places to visit in Europe each month of the year.

If you enjoyed this article about the dirtiest cities in the world, here are a few other reading suggestions for you:

Due to Huge Economic Growth, Emigrants Are Back to This Country

A Guide to the Easiest Countries to Adopt a Baby From

The Dreamy Destination That’s 50% Cheaper to Live In than Spain or Florida

Levi Borba is the founder of The Expatriate Consultancy, creator of the channel The Expat, and best-selling author. Some of the links of this article may be affiliate links, meaning that the author will have a commission for any transaction.

Expat Problems

Right Now, Sleeping in Warsaw Costs More Than in Monaco

Asylum Seekers in Poland, Read This Before Paying for Accomodation

I promised myself not to post any rant on Medium regarding the war in Ukraine, which is only 2 hours away from here…

On the other hand, this has nothing to do with the war, but rather with:

A few words of praise for the Polish people’s enormous hospitality in receiving Europe’s largest refugee wave since World War II.
A rant against a very small percentage of people, who happen to be entrepreneurs in the same industry as me, who are shamelessly exploiting the situation and ripping off refugees.
A very useful piece of advice for refugees and asylum seekers in Poland on how to find more affordable accommodationin if they need it.

How Many Refugees Has Poland Taken

By the 10th of March 2022, the number of asylum seekers in Poland had surpassed 1.5 million.

As Stefan Tompson, a Polish writer, explained:

Poland, a country of 38 million people, has just taken in a million refugees from Ukraine in just 10 days. To put it into perspective:
That’s like the State of California and it’s 39 million inhabitants taking in every single resident of Austin, Texas, in under a fortnight.
Or that’s like every single inhabitant of Birmingham being moved relocated to Spain with its 46 million inhabitants.

How Poles Are Helping Refugees.

People in Poland are assisting in any way they can. They opened their houses and their businesses to host refugees.

A Catholic monastery near Warsaw was quickly turned into a refugee center.
Developers turned crumbling houses into sparkling refugee lodging in only five days.
Polish volunteers are in the airports and railway stations around the clock, assisting incoming Ukrainians.

These are only a few examples. Every day, in every corner, Poles are doing what they can to help their neighbors, letting aside a complicated history between both nations, as Mr. Tompson pointed:

The generosity of the Poles is that much greater when you take into account the unaccounted history of the brutal genocide of Poles in Volhynia and Eastern Galicia in 1943, by OUN-B and UPA. But you see, the Poles’ hearts are that much purer precisely because they do not point to the unmarked graves of their murdered forefathers in Ukraine’s fields. We know that brutal history. We remember our forefathers. But now, the Ukrainians need our help, and we will help them.

The Kettle of Vultures

At the same time, a small, very small share of the people is acting like a flock of carrion birds, profiting from desperation.

Like this person, who just set up some tents in his backyard (it’s -3 degrees outside!) and is renting them out for the absurd sum of 180zl.

tent in warsaw for absurd prices after the influx of asylum seekers in Poland. — 180zl for a tent. This is more than $40. Before, this was the price of a night in a 3-star hotel, with breakfast.

40 dollars.

For one night in a camping tent.

During winter.

There are other sordid examples, like a famous international hostel chain that increased the prices of their Warsaw branch by 400%.

Hostel in Warsaw for absurd prices, after the influx of asylum seekers in Poland. — 4 beds in a dormitory room for 800zl. More than $180 per night for a mother with her 3 daughters to sleep among strangers.

They rented a bed for 40 zlotys per night prior to the conflict (around 9 US dollars). Each bed now costs 200zl.

Hotel rooms in pricey destinations such as Zurich (Switzerland) or Oslo (Norway) are less expensive than this hostel in Warsaw right now.

Even in Monte Carlo, in the tiny and hyper-rich principality of Monaco, you can find hotel rooms, with all the privacy and comfort they offer, for prices comparable to a crowded dormitory in Warsaw:

Hotel room in Monte Carlo, Monaco. — Hotel room in Monte Carlo, Monaco, for 568 zlotys per night (approx. US$130).

Consider that the average salary for a receptionist in Monaco is US$4442, while in Warsaw it is the equivalent of US$823, and you will see how some of my fellow hospitality entrepreneurs in Warsaw are taking advantage of this situation.

All this gets even more shocking when we consider that, until months ago, Warsaw was one of the cheapest capitals inside the European Union.

But…We Live in a Free Market!

One could argue that we live in a free, capitalist economy, and companies have the liberty to increase their prices.

Yes, they are, and I know this very well.

Prior to starting my own company, I worked inside airline headquarters in the department in charge of raising (or lowering) their prices: revenue management (here I share some secrets on how to buy cheaper tickets that I learned during my career).

Even at my hostel, I raise prices for dates close to major events such as a Justin Bieber concert or New Year’s Eve. This is acceptable; the additional profit from these special events should cover the losses from the low season.

But it is one thing to profit from people traveling to our city to watch a Canadian pop singer. They are already paying a small fortune for a ticket anyway.

Another thing is to profit from desperate people who have fled their homes and countries with nothing but their clothes.

This kind of behavior nauseates me. Not just as a business owner in the hospitality industry.

But as a human.

Asylum Seekers in Poland: How to Find Cheaper Accommodation

PS: Besides the advice below, it is also a good idea for any refugee in Poland to seek volunteers in the train stations and airports. Often they know where is offered free accommodation.

Public transportation is one of the things that most large cities in Poland have developed exceptionally well.

The transportation networks not only reach the majority of the city’s districts and corners, but they also have a strong presence in the metropolitan area.

In Poland, metropolitan areas are especially important. Warsaw, for example, has a population of only 1.7 million people, but when the metropolitan region is included, this figure nearly doubles.

When looking for a place to stay, refugees and anyone else should keep one thing in mind.

You don’t need to live in Warsaw, because the city itself is expensive and has a limited accommodation base.

Furthermore, using metropolitan trains, you can get to the city from the suburbs in a matter of minutes.

Here are some time estimates from cities in the metropolitan region to Warsaw Central Station (and the city center):

Piastów: 22 minutes, using the train R1. You can check the available hostels and hotels of Piastów here.
Pruszków: 29 minutes using the train R1. You can check the available hostels and hotels in Pruszków here.
Legionowo: 29 minutes by using the train RL. You can check the available hostels and hotels in Legionowo here.
Piaseczno: 39 minutes, with the train R8. You can check the available hostels and hotels in Piaseczno here.

You pay on these suburban trains 3.50 zloty per trip, which is far less than the difference in the accommodation cost in these cities and in Warsaw.

Yesterday, for example, a woman with her small daughter asked me if I had a room. I didn’t, and she got desperate for a place to sleep. The cheapest room in Warsaw was over 500zl ($115). I looked for a place in Piastów and found a comfortable room for her for 130zl (less than 30 dollars), in a little hotel called Fredry 8.

She was happy, I was happy to help, and a fellow local entrepreneur (who is not behaving in a predatory mode like hotel chains skyrocketing their prices 500%) also was happy.

During these trying times, this was a small but happy victory.

If you enjoyed this article about asylum seekers in Poland, check this one about what to do in case of war and the highlights of the manual about what to do in case of war (issued by the Polish emergency services).

First, subscribe (for free) to receive my articles directly in your inbox and receive as a special gift the digital book 20 Essential Hacks for Saving Money While Travelling.

Second, if you liked this article, please consider supporting me and other writers by becoming a Medium member. By using this link, you will directly support me with a piece of your fee; there will be no additional cost to you. Thank you a million times if you do!

Levi Borba is the founder of the Expatriate Consultancy, creator of the channel Small Business Hacks, and best-selling author.

Expat Problems

What to Do in Case of War During 2023?

How to Prepare for War as a Civilian (Read It NOW if You Live Abroad)

I live in Poland, less than three hours from the Ukrainian border, where a war is currently raging.

Because I’m assuming you never read my bio (who reads it after all?), I start by saying that, besides being a writer, I am also the owner of a tourist hostel in Warsaw. We frequently host international backpackers and transit tourists.

But not right now. Almost all of my rooms are occupied by people who have fled the war in Ukraine, a country that, until recently, was not on the list f the most dangerous places in Europe.

Many of my guests now are women, children, and elders. Some have arrived after days of traveling through difficult border crossings, checkpoints, and congested roads.

Every day, I have to reject over 30 calls from people requesting a room because we are full and have a waiting list. It is painful to see.

Having said that, it has also been a learning experience (check here 3 incredible stories of solidarity I witnessed with refugees in Poland). I discovered what these people wished they could do before the war starts by talking to them.

Familiar with other conflicts (before moving to Poland, I lived in the middle-east, one of the most stressful places in the world), I also pondered about what to do after a war.

This small guide arose from these discussions, reflections, and research. It is also inspired by Poland’s emergency service manual on what to do in case of war. War is not exactly something new or unknown in Europe, and adult residents of cities like Sarajevo or Belgrade are familiar with this kind of violent event.

I hope you enjoy reading it.

BUT

I hope you never need to use it.

Budget Travelers Digital Nomad and Expats Book — Book recommended: Budget Travelers, Digital Nomads & Expats: The Ultimate Guide: 50 Tips, Tricks, Hacks and Ways to Free Stuff & Cheaper Flights

What to Do in Case of War

How to Prepare Financially for War

The emphasis here is on escaping the war zone as safely and with as few losses as possible, therefore, I will not guide you on how to create survival kits that would rather be useful if you decide to stay inside the military invasion zone.

PS: This is not financial advice, but what I would do (in fact, I have already done most of the things in this list).

Withdraw a substantial sum from your bank account. Bank runs are common on the eve of war, and ATMs may run out of money. I’d take enough to last at least two months, if not longer.
If there are chances that your country will be directly involved, avoid keeping local currency. Why?

Because it will quickly depreciate if war breaks out. Besides, exchange houses may refuse it. This is one of the most difficult challenges that Ukrainian refugees face in Poland, as the Ukrainian currency (Hryvnia) has depreciated significantly and is no longer accepted by many exchange houses.

Change your local currency for a neutral currency (yes, I am talking about you, Swiss Franc). Be aware that this should be done before the war as rates will be high during the conflict.
Exchange hard-to-carry assets for mobile, easy-to-carry assets, like gold.

This may raise a question:

Will Gold Go Up if There Is a War

People that are used to investing in risky countries are familiar with how useful are hard assets like Gold.

Gold is expected to increase in value, drastically, before the war starts. The prices may also raise after failed negotiations and when the conflict is prolonged.

But…

Frankly, it doesn’t matter if gold prices will go up or not. In the case of war, you are not investing in gold, but using it as a value storage. You can bury it in your garden, making it much more difficult for looters or an invading army to steal it.

Besides, you cannot carry your plasma TV in your pocket when you are escaping from a war zone. Unless you have a Gulfstream jet ready to evacuate your family members like Peter Thiel.

Check also: The World’s Least Stressful Cities

What to do if the invasion already started?

Before the Russian invasion on February 24, foreign intelligence agencies warned of a Ukrainian invasion. While the invasion’s scale was unexpected, the invasion itself was expected.

If you find yourself in or close to a war zone, this is what you should do:

Have an escape wallet ready, with your documents, cash, passport, and keys.
Research flight schedules and build a plan in case of emergency. Check also the train routes, as well as the fastest ways to the border in case air transport and railways are disrupted.
If you are a foreigner, like me, contact your embassy and ask about possible contingency plans.
If your country does not have an embassy nearby, contact a diplomatic mission from another country. During the evacuation in Ukraine, for example, the Brazilian embassy in Kyiv also assisted citizens from Ecuador and Argentina.
Carry with you ALL documents that attest ownership of vehicles, land, houses, assets, and so on. This includes fiscal receipts, notarized acts, and transfer notes. This step is crucial to demand compensation once the war finishes, and is often neglected by people fleeing a country.

Many of the suggestions above are based on the assumption that you want to flee before war breaks out. My respect if you wish to remain and defend your land.

Nominate reliable people located abroad for the guardianship of your children, to protect them if the worst happens. Put their name in your life insurance policy.

Should I stay or should I flee if war breaks out?

Just remember that, in case you wish to remain, you will be helpful if:

You have military training or experience
You have medical or paramedical experience
You can act as a translator, with fluent knowledge of the local idiom and other multiple languages (assisting in foreign legions and so on).
You have mechanical, engineering, or logistical skills.

If you do not fit any of these cases, there is a good chance that you will not be useful during the conflict, or require military training in a very limited (and often unrealistic) timeframe.

What to Do During a War

Picture of destructed building. Recent conflicts raised the question of what to do if war breaks out — Recent conflicts raised the question of what to do if war breaks out

If you managed to escape the war zone and returned to your home country or became a refugee in a third state, the first step is to contact assistance from organizations like the UNHCR.

Store the resources (cash, gold, and other assets) that you brought in a secure place and exchange just the necessary into local currency.

Always adopt a realistic outlook. Wars have the potential to destroy the infrastructure of a country, so it is unlikely that you will return soon to your former home.

Besides, modern wars are not quick. While larger forces may conquer territory quickly, most modern conflicts are prolonged by enduring guerrilla fights. Here are how long it took for some of the most recent examples:

Second Congo War: 5 years (1998–2003)
Syrian Civil War: 11 years, ongoing.
Iraq War: 8 years (2003–2011)
Afghanistan War: 19 years (2001–2021)
Yemen War: 7 years, ongoing.

Why am I telling you that? Because the sooner you accept that it may take years for you to return, the better you start to adapt to a new country.

Be kind to people that are receiving you. Here in Poland, people are doing their best, but due to the sheer volume of incoming refugees, it is difficult, and even the most dedicated volunteers are under stress.

Try to find a source of income or a job. Don’t expect to live with the same standards that you were living before, at least at the beginning.

What to Do After a War

I hope you followed the tip of keeping all your receipts and documents attesting to the ownership of your assets, right?

Once the war finishes, and you return to your country, it is time to seek compensation for everything the invaders took from you — considering that your side was the winner and repelled the invasion.

For this purpose, it will be essential that you use the documents certifying the ownership of your house, car, or anything else you lost due to the conflict.

In Poland, for example, there is even a government institute that, among other functions, assesses the war reparations that German invaders should pay for the Second World War, among other things.

Be aware that war reparations may take years, even decades to be paid, and there is a chance that it will not be you, but your kids that will receive them.

Conclusion on what to do if war breaks out

1st Phase: How to Prepare Financially for War

Withdraw from your account a substantial amount of money. Enough to last a few months. Bank runs and cash shortages are common before wars.
If your country is directly involved, avoid keeping local currency. Swap it for the currency of a neutral country.
Convert hard-to-carry assets into mobile assets like gold, that you can easily carry or hide.

2nd Phase: What to do if war is imminent.

Prepare an emergency wallet with your documents, cash, passport, and keys.
Study the fastest possible flight and train schedules, as well as the quickest routes to the border, in the event that air travel and railways are disrupted.
If you are a foreigner, like me, contact your embassy and ask about their contingency plans for the outbreak of war.
Carry ALL documents proving ownership of vehicles, land, houses, assets, and so on. This includes fiscal receipts, notarized acts, and transfer notes.
Nominate trustworthy people in another country to be your children’s guardians, to protect them if the worst happens. Include them in your life insurance policy.

3rd Phase: What to Do During a War (as a refugee)

Modern wars are not quick, taking years or even decades during their guerrilla phase. Therefore, try to settle in and adapt from the very beginning.
Contact assistance from institutions like the Red Cross, Caritas, or UNHCR.
Be courteous to those who are receiving you. If you feel homesick, take a look at this article about how to deal with it.
Try to find a job or a source of income. Do not expect to live up to your previous living standards, at least not at first.

4th Phase: What to Do After the War

Use the documents you kept all this time to demand war reparations from the invader.

If you enjoyed this article about what to do in case of war, check this one about how to make a plan B when you live abroad. If you are an asylum seeker in Poland, read this article.

First, subscribe (for free) to receive my articles directly in your inbox and receive as a special gift the digital book 20 Essential Hacks for Saving Money While Travelling.

Levi Borba is the founder of the Expatriate Consultancy, creator of the channel Small Business Hacks, of the channel The Expat, and best-selling author.

Cultural Shock

The Pros and Cons of Moving Out of Parents’…

Here Are the Key Takeaways I Learned From Moving Out at 18 From My Parents’ House

Moving away from home is not an unknown subject to us. My generation moved from one place to another more than any other in history. So this article about the pros and cons of moving out is something that for long I wanted to publish.

While our parents and grandparents (the Baby Boomers and Generation Xers) stayed in the same area for an average of 4 to 6 years, Millenials move every two years.

For many of us, moving away from home is an exciting time in our lives.

It gives you the chance to start over. However, it can also be one of the most stressful times in your life depending on where you are moving to, who you are moving with, and why you are moving in the first place.

I compiled this article with some of the best tips and insights I learned after fifteen years away from my hometown and 14 moves across three continents. Things like:

Why is moving away from home so hard?
Pros and cons of moving out of your parents’ house
Can I afford to move out of my parent’s house?
How to handle the anxiety about moving away from home?
How to cope with moving away from family and friends?
Other recommended reading for anyone planning to move far away and start a new life.
The steps I will recommend, from the decision until the ride to the airport.

As with everything in life, context is important, and that is where we begin.

Life Skills and Advice on Moving Away and Start Over

Women Wanting to Move Away and Start Over while carrying some boxes. — Wanting to Move Away and Start Over? So Keep Reading.

I want to move out of my parents’ house!

Many of us will say this phrase at some point between our adolescence and our early thirties. Some people carefully plan this moment, while others do it on the spur of the moment when an opportunity appears on the horizon.

But when we take the time to breathe and analyze carefully whether it makes sense, there are a lot of things at stake.

We frequently overlook or ignore factors that are extremely important later in life.

In this article, I will discuss the benefits and drawbacks of moving out of your parents’ home. This is a decision I made when I was 18 years old, and I have seen many friends and relatives do the same since then.

Many were satisfied with the results, but some had regrets.

Check also: The Least Stressful Cities in The World

Why it is hard to move out of your parents?

First off, you should feel proud of yourself for even considering this challenge.

Not many people dare to step out of their comfort zone and test themselves in new situations. It’s normal to have these thoughts — don’t worry!

One of the main drawbacks is that you will miss your family, friends, and loved ones. You will miss family gatherings and having dinner with your parents. Maybe you are too young and you don’t want to be far away from them or maybe they simply don’t want to let you go.

Another drawback is that you may not know how to take care of yourself in some aspects and it may be difficult for you at first. For example, if your family has always cooked for you and has helped you with everything in the house, it may be difficult for you to prepare something other than fried eggs.

Also, many times living on your own can be more expensive than living with your parents because you have to pay rent, food, bills…

If all of these reasons are making you think twice about moving out, I have a word for you:

You are right.

Think twice. Even thrice. But don’t let the difficulties stop you. Use them as a guide to self-improvement and getting completely ready to move out, not as an excuse to cancel your plans. I will help you in the next paragraphs and with many useful links.

Remember that moving away can be very rewarding.

You will develop skills that no one taught you before and become more independent and autonomous. You will make new friends and open doors for massive opportunities.

All that starts with a plan, and like in every plan, we need to assess the pros and cons.

Pros of moving away from home:

Boxes Prepared for Moving Out of Parents' House - Discover Below 10 Pros and Cons of — Discover Below 10 Pros and Cons of Moving Out of Your Parents’ House

You get to learn how to fend for yourself and manage your money (both income and expenses).
You will learn (or should learn unless you want to live in a squat) how to cook, clean, and take care of your living space. Maybe you will learn how to fix a leaking sink — it’s not that difficult.
There will be silence and privacy (maybe not if you are a student sharing a dormitory).
You will have space for yourself and your friends to hang out.
You’ll be able to set your own schedule, so you won’t have to compete with your brother over who gets to use the shower first.

Cons of Living Far Away from Your Parents:

You have to pay for everything, including rent, food, utilities, insurance, and so on. Your paycheck may not be as large as you think it is once you look at all the bills that need to be paid. According to Forbes, in 2021 the cost of moving out increased 15%.
You must deal with any repairs that may emerge. If something breaks, such as the stove or washing machine, you must pay for its repair or replacement unless it is covered by insurance or a warranty agreement.
If you are moving to a distant place, you will miss your old town, your friends and your family. A lot.
If you are going to live in an unfamiliar place, there will be a learning curve until you adapt to the local way of life. You will eat at bad restaurants, take the wrong buses, and so on during this time. It is an inconvenient period, may cost you extra money, and can take weeks or even months.
You will need to adjust to a new climate, and I mean literally new climatic conditions. For example, olive-skinned Latin Americans like myself may require special supplements during the winter in Europe. Here I explain how Vitamin D helped me to survive the European winter.

I Am Planning on Moving Out at 18… But Can I Afford It?

Even if you’re not sure where you’ll be living, estimating the basic costs of living on your own will help you determine if you can afford it or not. The main expenses you should evaluate are rent, food, utilities, transportation, and furniture.

In any list of pros and cons of moving out of parent’s house, financial planning of the whole process should take priority place! Especially if you are moving away by yourself.

Rent cost

This is your biggest monthly expense, and it depends on where you live and how much space you need. A small studio apartment in the city is more expensive than a large two-bedroom house in the countryside. However, you must ensure that wherever you live, the rent is within your means. Move into an apartment with a roommate or two if possible to reduce your monthly expenses.

Food expenses

Food is probably the second-largest expense after rent, so consider your budget carefully — especially if you’ve been living at home and eating most of your meals there. Americans spend an average of $550 each month on food, according to the most recent data. Eating out frequently can add up quickly, so plan accordingly.

Utility bills

You need utilities like electricity, water, heating (to discover how to save money on heating, check here), and internet to live comfortably, and there’s no getting around paying for these items every month. In some cases, they are included in your rent payment; if that’s not the case, ask if there are any utilities that are included (such as water). This will help reduce your monthly spending.

Depending on where you move, prices may require a habit change. For example, a shower will cost in Poland 6 times more than in Brazil.

Transportation costs

Transport costs can add up quickly — especially in big cities like London where the Tube or buses can be costly. While it’s not necessary to have a car in every city it’s often essential in smaller places. Here I wrote about the considerations to have in mind before buying a car.

Furniture and other expenses.

When you live at home, your parents are responsible for furnishing the place and purchasing new appliances when necessary. When you move out, those costs come out of your pocket — and they can be significant if you don’t shop around for the best deals.

In another article, I compared the cost of living for a single person in 6 different European capitals. The results are surprising.

Anxiety about moving away from our parents’ house

Anxiety about moving away from home is normal. Whether you’re moving to a new city, state, or country — or just to a new apartment across town — it’s completely natural to feel nervous and excited at the same time.

Moving Far Away from Home: Ways to Ease the Process.

Connect with others.

If you move in with a roommate or group of roommates, try to strike up friendships with them. If you’re living by yourself, seek out social groups in your area that interest you, such as meetups for your favorite hobby or book club gatherings.

Establish a routine

Maintain structure and routine. Have a regular schedule for sleep, meals, and study. This can help to mitigate feelings of stress, anxiety, and overwhelm.

Talk to the grocery store cashier.

Take some time to explore your new city and make a point of trying something new each week — a new restaurant or coffee shop, for example — but don’t be afraid to set boundaries that make you comfortable. Asking about the new place to the grocery store cashier or other people you meet at random can speed up your adaptation.

Try to understand the cultural differences of your new place.

I am a big fan of the 6-dimension model created by Dr. Geert Hofstede breaking down the cultural differences into 6 major areas. His team analyzed multiple countries in the world to better understand cultural differences. So far, their conclusions match almost perfectly my own experience living in Asia, Latin America, and Europe.

Don’t be afraid to get embarrassed.

The joy of embracing (and occasionally failing) a new idiom and discovering a new place in the world is priceless. When I first moved to Poland, I faced three comical situations that taught me that being embarrassed isn’t all that bad.

Have in Mind the Reasons to Move So You Can Cope With Distance

Guy sitting in a bench, apparently sad: moving away from friends and family has a mental impact that should not be neglected. — Moving away from friends and family has a mental impact that should not be neglected.

In order to cope with leaving your family and friends, you must remember that you are doing this for a reason. It may be for your education (here is a list of the best countries in the world to study) or your career, but you must have a goal and stick to it. Keep that in mind when you are dealing with loneliness or homesickness abroad.

Why are you moving away?

There are different types of expatriates, something that is also valid for anyone that is moving out within a country. Understanding which type you are will help you to understand what you need and what you should avoid.

How to Prepare for a Mov Ahead of Time

You can start preparing yourself for moving away well before the day arrives. For example, staying in close contact with your loved ones through social media or by visiting before moving may make it easier for you to adjust once you have left. Start planning visits to see your family and friends as soon as possible so that you know you will be able to see them again later on.

Keep In Touch

Regular communication with loved ones is one of the best ways to cope with separation. If possible, try talking to your family and friends in person at least once each month by scheduling a visit or inviting them over for a weekend stay.

This will also avoid you to feel guilty later if the worse happens. This is a lesson I learned the hard way.

Take advantage of technology — but don’t get enslaved or restricted by it.

You might not be able to see your family and friends as often as you’d like, but there are many ways to stay in touch using modern communication devices such as smartphones and computers. Video chat applications such as Skype, FaceTime, or Google Hangouts are great for keeping in touch visually and can make you feel like you’re together even when you’re far apart.

Whenever possible, use apps that allow you to communicate visually or audibly, as written messages lack depth and dimension. Besides, excessive text messaging is making us dumber.

Moving away from home — Additional reading

I made a lot of mistakes when I left my country nine years ago to become an expatriate. Errors that could have been avoided if I had only known a few things.

Instead of giving up, I learned from experience during my relocations to the Middle East, Asia, and Europe, which forged a better version of myself.

This guide’s tips and methods assisted me in getting promoted, increasing my earnings, finding my wife, and starting my own business.

These rules are universal; they worked for me in South America, the Middle East, Asia, and Europe, and they will work for you as well.

I wrote a guide with the best countries to start a new life abroad with no money. There you will discover what you need to begin a new life in places like Chile, Qatar, or Poland (I lived in all of them), among many others.
Here is a list of 9 books to read before moving abroad, with useful tips and ideas to improve your daily life far from home.
Sometimes it takes time for someone to find work in a new city, therefore in this article, I give you an idea about how to make money after moving out to a new place.
Here is what you should do if you moved out and war erupted somewhere nearby.

Key Takeaways on the Hows, Pros and Cons of Moving Out

Moving out of your parent’s home is a significant step towards independence and self-reliance. It offers a plethora of new opportunities, from meeting new people and experiencing greater privacy, to making your own decisions.

Living independently means you set your own rules, from social activities to deciding when to stay out late. This newfound freedom can lead to personal growth, allowing you to become a person who can take care of yourself and navigate the world with confidence.

However, with independence comes responsibility. Moving out means managing living expenses, understanding credit scores, and ensuring ends meet. It’s essential to weigh the pros and cons, considering both the advantages and disadvantages.

While the idea of escaping house rules and gaining a sense of independence is appealing, there are challenges like moving costs and the need for self-sufficiency. It’s crucial to ensure you’re financially prepared and have a clear understanding of what living on your own entails.

In conclusion, leaving the nest is a monumental decision, one that offers a path to independence but also requires careful consideration of the responsibilities it brings. Whether you’re a recent college graduate or someone looking for a change, ensure you feel ready and have the resources to support this new chapter in your life.

I moved away from my parents’ home when I was 19. Since then, I moved another 14 times — meaning, almost one time per year. Sometimes, it was because I wanted, others because I needed due to do my career and later my business.

10 Steps to move out

Decide where you want to live
Contact locals via social media or other means to learn about prices, lifestyle, and potential issues.
Save enough money to pay your bills for the first month (at least).
Get a job (or a paid internship if you are a student and have time for it). Every time I moved, I used Linkedin to find a new job.
Know how much you can afford to spend
Prepare a backup plan in case things don’t go as planned (Eg: expenses X percent higher than what you expect). Here I explained how to make a plan B when moving out.
Plan your move and hire a moving company if necessary. Prepare your documents and sign the rental contract early.
Use the signed rental contract to set up internet, water, and other utilities.
Schedule a medical checkup and a blood exam. In your new place, doctors may not have access to your medical history. This is one of the untold but crucial life-saving tips for moving out.
Pack your belongings.

First, subscribe (for free) to receive my articles directly in your inbox and receive as a special gift the digital book 20 Essential Hacks for Saving Money While Travelling.

Levi Borba is the founder of the Expatriate Consultancy, creator of the channel The Expat, and best-selling author.

Digital Nomads

5 Tips for Moving Out For the First Time…

Tips For Moving Out and Living on Your Own in 2023

Congratulations! They awarded you a master’s scholarship on the opposite side of the continent. Or maybe you just read an email with a fantastic career offer overseas. These scenarios are occurring more often than ever among millennials. But what happens when you move far away? Here are some tips for moving out in 2023.

Check also: 9 Must-Read Books About Expatriation and Life Abroad.

How Often Do Millennials Move?

Illustrative image of a girl moving out for the first time.

According to a study involving 1000 adults made by Porch.com and published by Housingwire, Millennials, on average, move every two years, Baby boomers, every four years, but Gen Xers remained in the same area for almost six years.

While mortgage rates remain low, Millennials are not purchasing houses as early in life as previous generations, which they attribute to school loan debt and other expenses piling up. They are also the generation that goes from the suburbs to the city and back again.

Here is one thing: I don’t want to dampen your enthusiasm (and I promise to give you all the answers to the questions later), but:

Even minor activities, such as purchasing a monthly transport ticket, may cause trouble when you live far from home.

You may enter either a spending frenzy fueled by lower prices or a feeling of being ripped off by larger expenses.

Then you become ill and find out that your new health insurance doesn’t cover even simple checkups.

Maybe you’re taking a long-term medication (as anti-baldness drugs like finasteride) and it’s over 300% more costly where you moved. When I relocated to Poland, this was my case.

Adapting to a whole new culture already requires a lot of work and might be stressful. Why not make your life simpler and prevent the issues listed above?

Many years ago, I left my tiny hometown, which smelled like orange cake. I made many mistakes when moving to different continents. I’ll teach you how to prevent these blunders and save hundreds, if not thousands, of bucks.

Tip 1 – Remember the questions to ask before moving out

New places may provide new possibilities, jobs, and friendships. But it also can be costly and bring headaches.

So, before you move to another place, ask yourself these questions (and here are a few more others):

1 — Does it fit my budget even in a pessimistic scenario (eg: unemployed for a few months)?

It seems simple, but the thrill of relocation may cloud your financial judgment. Credit card, mortgage, and student loan payments should not exceed 36% of your annual income.

2. Is it worth relocation to your job, and what are the other professional opportunities there?

Examine similar jobs’ salaries in your new city, since management and remuneration vary.

3 — When is the best time to move?

I moved during winter in Poland and I almost freeze my fingers assembling furniture since I still didn’t have heating. Check your local conditions.

4. How will you get around?

You can use the subway in London to go nearly anywhere, but not in Sao Paulo. Before you move, consider the price, availability, and convenience of public transit, as well as the costs and bureaucracy of automobile registration.

7. Is the local culture suitable for you and would you be happy there?

Every city has its own flavor, and it’s vital that your new home feels like home. If you’re unhappy in your present city and want to move somewhere better, think about why you’re unhappy and what makes the new area appealing.

9. What are your backup plans?

A move may be a mistake. Relationships end, and jobs are lost. So save money or have a backup plan in case the new city doesn’t work out.

Check also: What is the best country to retire to? Find out here.

Tip 2 – How to Estimate Your Living Expenses and Plan the Perfect Budget

Numbeo and Expatistan are two outstanding websites that I have been using since I moved out of my country a decade ago. Both sites create large pricing databases of everything by combining user-generated material and online cooperation.

Users enter the prices for each item (from food to housing and transportation) in their respective areas onto the websites. The tool’s accuracy improves as the number of consultations increases. Numbeo contains about 6 million values spread throughout around ten thousand cities on the earth. Expatistan provides information on the cost of living in over 2,000 places.

Using those methods, I can verify Doha is 99% more costly than Warsaw. This is consistent with my experiences of paying exorbitant rates for a drink in the Qatari capital.

With this wealth of information, it is simple to compare living expenses between your current location and your previous one. You’ll find out whether your budget allows you to enjoy a thrifty, easygoing, or opulent lifestyle.

If you are a remote worker and want to make the most out of your income, check this article with 8 great cities for remote workers where you can save money and enjoy life.

Tip 3 – Make all the pre-departure appointments.

A buddy in the medical field once told me how crucial it is to have access to a patient’s historical information. He meant former exam scores, diagnoses, and comparable data.

As a result, even if you are moving to a nation with universal healthcare, such as Canada or the United Kingdom, schedule an appointment with your local doctor and dentist.

This is important if your location has expensive medical bills (yes, this is about you, America). Nobody wants to hear bad news from a doctor, but you’ll want to know if there’s an issue before you leave and have to utilize your foreign health insurance.

Dentist fees are lower in my own country than in Europe. As a result, whenever I visit my parents, even if just for a short period, I attempt to arrange a visit to the dentist. He can conduct minor repairs and alert me if anything is wrong.

Make a consultation with your dentist, a medical examination, and a blood test. Check to see whether your immunization card has been updated. These aren’t the most entertaining aspects of a trip, but they may save you money and perhaps your life.

Tip 4 – Examine prescription drug costs.

There aren’t many things cheaper in my own country (Brazil) than they are elsewhere. There is one item, though, that is substantially cheaper in Brazil:

Drugs. Medical drugs.

(And beachfront apartments, but this is a subject for this article here).

The reason for this is that the government encouraged the formation of national laboratories producing pharmaceuticals with expired patents, also called “generic drugs”. A generic does not have a brand name; instead, it is named by the active component. The most crucial aspect is that it may be half the price of its branded equivalent.

I use a generic drug called Finasteride. It prevents hair loss, and Hollywood celebrities such as Bradley Cooper have been using it for quite some time. The monthly cost of using finasteride in Brazil was roughly 30 Brazilian Reais, around US$8. When I went to Poland, I didn’t check the prices before boarding the plane. I grabbed my one-month package, as well as my prescription (as it was required), and relocated to Europe.

After the first month, I needed to purchase more. When you stop using finasteride, your hair falls out again. In Poland, finasteride is available under the brand name Propecia (the same as in other markets like the USA).

The cost of a month’s therapy was (hold your seat): 180zl. 43 dollars, which was 537 percent of the price in Brazil.

When I stopped taking it, my hair began to fall out. Fortunately, I had a vacation to Brazil planned for a few months later. Following a visit to my dermatologist, he prescribed finasteride as a continuous-use medication, enabling me to purchase and transport more boxes to Europe.

I still have my curling, black obsidian hair on top of my head. Victory.

Tip 5 – Don’t Be Afraid to Ask the Price for Professional Moving Companies

Moving out of your parent’s home is a significant step, often filled with a mix of excitement and apprehension. Whether you’re moving to a new city or just a few blocks away, the process can be overwhelming. Planning ahead is crucial, and a moving checklist can help streamline the tasks that need to be done.

Hiring a moving company can alleviate much of the stress associated with the big move. Professional movers have the expertise and equipment to ensure your belongings are transported safely. When you’re looking for a moving service, it’s essential to research and compare different companies. Ask for recommendations, read reviews, and get quotes to find a mover that fits your budget and needs.

Packing is another crucial aspect of the moving process. Start collecting essential supplies like moving boxes, bubble wrap, and packing tape. It’s also a good idea to declutter and decide what items you want to take with you. Remember, heavy items like furniture might require special handling, so inform your movers in advance.

Tip 6 – Read This Book Before Moving Out (Click Here)

Key Takeaways: Move-Out and Start Packing

1 — Ask the proper questions before moving (see list above).

2 — Visit Numbeo or Expatistan to compare the pricing and living expenses of your future and current cities.

3 — Make an appointment with your doctor and dentist for a general checkup.

4 — Check beforehand the prices of any medications, treatments, or therapies that you need. Ask your doctor for a prescription if required by the local legislation.

5 — If your destination has a different language, hire a sworn translator to translate the prescription. This will come in useful if airport security stops you because of a medicine. Otherwise, you run the danger of being mistaken for a drug dealer or smuggler. Never, ever travel with medicines unless you’ve double-checked that they’re completely legal in your destination.

Budgeting is vital when moving out. From security deposits to monthly rent and utility bills, ensure you’re financially prepared. If you’re moving out of state or cross-country, costs can escalate, so it’s wise to have a clear understanding of your monthly expenses. If you are tight, consider renting or leasing a place together with a roommate.

Lastly, while it’s tempting to do everything on your own, don’t hesitate to ask for help. Whether it’s asking your parents for assistance or hiring full-service movers, having support can make the transition smoother.

And the most important of all tips for moving out: be patient. It takes some time for you to settle.

Moving Out, Working Abroad and Keeping Your Sanity: 11 secrets to make your expat & digital nomad life better than you imagine

If you liked this article about tips for moving out in 2022, take a look at these below:

Save Money on Travel — 4 Travel Hacks to Give You Peace of Mind

Two Fine Benefits of Living Abroad (Hint: They Will Laugh at You)

5 Tips for Moving to Europe — Crucial Advice for Anyone Coming from a Warm Country

Levi Borba is the CEO of expatriateconsultancy.com, creator of the channel The Expat, and best-selling author.

Digital Nomads

4 Tips for Moving Abroad – Live as An…

Moving To a New Country in 2023? Read That.

It is simple to make plans for good times. However, to prosper, you must first survive. So to brace yourself for the nasty stuff, I will give you here 4 tips for living abroad.

Maybe by now you already know one thing or two about culture shock, how to arrange a seamless moving company to relocate without stress, and so on.

But once you will be there, in another country, you may also need to know a few other things to make your move a success.

This article list 4 of these little but crucial things that will make the entire process more pleasant.

Just do not anticipate normalcy. (But this advice is not really helpful, different from the tips for living abroad below).

I’ll give you four tips in the following paragraphs. All of these are simple to implement, yet incredibly useful in unforeseen scenarios.

Check also: The best books about moving abroad.

These living abroad tips will increase the speed with which you flee from a collapsing environment, minimize the expense of that same escape, or just avoid possible conflicts in your new location.

1 – During your life abroad, always have an escape plan on hand.

Assume you need to depart from the city. Now.

This is a valid situation, but most expats (there are six types of expatriates, discover your type here) and digital nomads would rather not even consider it. Still, it happens, and they attempt to address it on the fly, even if it may cost many times as much as if they had prepared.

I’m referring to situations in which an emergency occurs and you need to leave the region promptly, within a couple of hours.

It might be because of the death of a loved relative from your homeland.
It might be because of a sudden shift in the sociopolitical atmosphere.
Or even a chaotic sanitary situation, such as the 2020/2021 pandemic.

Regardless of the cause, you should be able to fly (or move) away as quickly as possible if necessary. If you live in one of the cheapest cities to fly to or out of Europe, this will be easier, but if this is not the case, better be prepared.

In my instance, I know that if a severe emergency occurs before 14:00 every day, I may purchase a trip to Amsterdam in the late afternoon and fly from there to Brazil. There is also an option through Paris, and both would let me arrive on the opposite side of the world the following morning.

Creating an escape plan has a beneficial side effect: You may also check the prices for buying last-minute tickets. For example, I found some time ago that last-minute flights to my parent’s state are on sale during certain times of the year.

Establish your escape route and keep it in mind in case of an emergency. And, if you need it, here are some more airport tricks to save money on airline tickets.

2 – Consider your options carefully before purchasing a vehicle.

Before we get started, let’s clarify that you don’t always need a vehicle. In certain places in South America or the Middle East, having a car (or living with someone who has one) is a must, but not in Eastern Europe. At least not in the major cities, and certainly not for the majority of the population.

This is one of the key arguments I make in my second book, Budget Travelers, Digital Nomads, and Expats: The Ultimate Guide: 50 Tips, Tricks, Hacks, and Ways. It is also widespread concern among my consulting firm’s clients.

I mentioned the Middle East in the previous paragraph because there was no underground (or subway, as Americans call it) in Doha while I lived there.

The oppressive heat for three-quarters of the year and the lack of sidewalks made walking a struggle. So driving to work was unavoidable.

But I still didn’t want to purchase a car. I wasn’t even sure I’d remain in Qatar long enough to recover my expense. What if I left months later and needed to sell the car quickly for a ridiculous price?

The answer to this problem was in the next door. Literally. I agreed with my roommate in which I paid for a portion of his gas and he drove me to and from work. I just utilized ride-sharing apps to go to other destinations.

The monthly cost of this arrangement was far less than the cost of purchasing an automobile. If you don’t have a roommate with whom to negotiate this kind of agreement, there are still options that will save you money.

The first option is to rely on ride-sharing apps and taxis. In Chile, I could walk to work, and public transportation was readily accessible, as it was in Poland.

So, when I needed a ride, I used any phone app to hire a driver. Because my use was intermittent, the cost was less than that of auto insurance. For this reason, using ride-sharing apps like Lyft or Uber will most likely save you money if you are not a frequent driver.

Another option is to just rent a vehicle (one of my favorite tools for that is RentalCars).

When you rent a car instead of purchasing one, you will enjoy several advantages that most expatriates overlook:

Often there is no need to pay for insurance.
Not paying for administrative processes such as document transfers or inspections.
Not paying for repairs (unless specified in the rent agreement).
Not losing with depreciation. After three years (assuming 16,000 kilometers a year), a standard vehicle will be worth over 40% of its original price. In other words, you will have lost around 60% of its value at a rate of 20% each year.
When going on vacation, you may return the automobile instead of paying for rental during your absence. You may also sublet it if your lease permits it.
Some rental businesses provide free tire and oil change.
Some automobile rental firms pay the government taxes associated with car ownership.
If you need to leave the area for an unforeseen cause, you don’t have to sell your automobile at a loss. This is often one of the most significant losses I’ve seen expats face while leaving the Middle East for unexpected reasons. If your employer completes your contract, you may have as little as one month to depart, which is sometimes insufficient time to locate a buyer at a reasonable price.

When someone states that paying for a vehicle rental is a waste of money, they often overlook all the preceding reasons. Renting, rather than purchasing, may save money in various situations.

3 – Prepare a basket for your “next visit home.”

If you already live abroad, you likely have a collection of miscellaneous objects that are worthless where you reside but necessary for your next trip home:

Keys to your parent’s home.
Adapters for power outlets
International currency
Passes for public transportation
Cables and chargers
Local documents, such as a health insurance card, a driver’s license, and any visa you need if the trip back home has stopovers in a 3rd country.

Even if they aren’t helpful right now, it’s best not to throw them away. You will need them the next time you visit relatives and friends. To prevent losing it, make a compact basket or box containing everything you’ll need while traveling back home (or the place that was your home).

If you need to make an emergency trip, documents, keys, and cash are already assembled and quick to get to the airport.

4 – The word expats should learn in any language if they move overseas.

Illustration for article named 4 Tips for Moving Abroad - Live as an Expat

Long-term travelers are classified into two groups. The first are individuals who never learn a single word of the idiom of their new country. They rely only on the assumption that people will speak English, and they believe that there is no need to say Thank You in the local language.

The second kind is individuals who just know a few words (or, for some brave and daring, more than a few). They often start with the equivalents of Hello, Bye, and Thank You. While the significance of those terms cannot be overstated, they are far from the most crucial item to understand at first.

Knowing how to say “Hello” in Russian (Privet) may not help you avoid a problem in Russia. It’s wonderful to know how to say Buenos Dias (“Good Morning” in Spanish), but it’s unlikely to save you from getting into a fight on the Mexican buses.

If you trip on someone’s foot or mistakenly touch someone else’s baggage at the airport, there is one expression that may save your skin. It is:

I’m sorry.

The amount of problems prevented when you learn how to apologize in your new idiom is astounding. In the subway, I saw folks upset because a pedestrian accidentally bumped them with a bag, realized what had happened, and then went without saying anything. He probably didn’t even know how to pronounce it, but…

First, learn how to say “I’m sorry.” It may already be beneficial at passport control when the border officer inquires about your lodging reservation and you realize you forgot to print it.

Image of a map to illustrate an article about 4 living abroad tips for Expatriates. Image by un-perfekt from Pixabay — Below is the summary of our (often ignored) 4 living abroad tips for Expatriates

Conclusion: 4 Tips to Live Abroad Like a Local

1 – Always have an escape plan on hand.

2 – Consider if renting is not more economical than buying a car, especially when you are not sure you will remain in the new country long enough.

3 – Always have a “next visit home” basket ready.

4 – Learn how to say “I am sorry” immediately after arrival, on your first day.

In conclusion, embarking on the journey of living abroad is a thrilling adventure filled with new experiences and opportunities. However, it requires careful planning and preparation. Always have an escape plan at hand and consider the economic benefits of renting a car, especially when the duration of your stay in the new country is uncertain.

Cultural adaptation is a significant part of the relocation process. Learning to say “I’m sorry” in the local language can prevent misunderstandings and ease the transition into your new surroundings. This is particularly crucial when moving to a place where English is not the primary language.

Maintaining a connection with your home country is equally important. Having a “next visit home” basket ready can help alleviate homesickness and keep you grounded in your roots while you’re abroad.

No matter if you’re studying abroad, taking a new job in a foreign country, or making a permanent move, understanding the local laws and customs of your host country is key to avoiding potential legal issues and ensuring a successful journey.

Check also:

Two Fine Benefits of Living Abroad (Hint: They Will Laugh at You)

Tips and Crucial Advice for Anyone Moving from a Warm Country to Europe

Shock! The Cost of Living in London vs Other European Capitals

Levi Borba is the CEO of expatriateconsultancy.com, creator of the channel The Expat, and best-selling author.

Cultural Shock

Two Fine Benefits of Living Abroad (Hint: They Will…

Discover how to start a life abroad while buying tomatoes.

I don’t like to waste the time of my readers, therefore here are two of the finest benefits of living abroad, things that I learned during almost a decade as an expat:

Two untold but splendid perks of expatriate life are:

1 — To meet friendly grocery shop cashiers or old ladies in the doctor’s waiting room.

2 — To harness the incredible power of getting embarrassed.

Now that you know the short answer, you can either go back to your episode of The Voice, or understand how it works in the next paragraphs (and thank me later).

How to start a life abroad while buying grocery

Picture your first week in a new country.

You’re still not in your permanent house, but in accommodation, until you determine which part of town is best for you.

So you set up a meeting with a local realtor to examine what reasonable and comfy options are available.

On your way to the meeting, you buy a sandwich and a coffee to go. With a hesitant grin, the young cashier urges you to be patient while she learns her new profession.

You enter the metro and seat beside an empathetic 60-year-old lady. She asks the time. You respond to her and grab your phone to see whether someone from the foreigners’ group on Facebook replied to your inquiry about where a young man like you should reside.

When you get to your final stop, you notice the old lady has left.

You walk a couple more miles and arrive at the realtor’s office fifteen minutes early. You sit at the reception on the left of a man with his child. You smile and pick your phone to finish reading the responses to your question in the Facebook group.

When it is time for the meeting, the real estate agent brings you into his office to show you all the “incredible” possibilities you must see.

That’s when you understand it’s an expat scam. There are a lot of them. There’s nothing better than an immigrant desperate to find a home, a car, or insurance. For a skilled salesman, it’s easy money, so he’s more likely to show you deals that pay the highest commission for him.

Sadly, the worst solutions often pay the highest commissions. The cheerful and educated salesman has an added incentive to sell whatever crap he has to some naïve foreigner.

Not all professions with titles like advisor, agent, consultant, expert, etc. are swindlers, but there is a good chance.

So who should you trust if not them?

Some might seek answers about their new country in their company’s human resources department or university student section. Someone will occasionally aid, but they will often be too busy with their own chores to assist you. To help you is not their primary role.

Some will seek assistance from other foreigners, which can be problematic because many of them are still recent in their new country and may not know all issues.

So who’s left? Who else should you hear?

The answer belongs to our unsung heroes: the common folk!

The shy young clerk at the grocery shop. The old lady who sought to chat with you about the weather. The father whose child wanted to play with you in the waiting room.

What were you doing when those possibilities to discover more about your new home arose? You took out your phone to seek advice from strangers who may know less than you!

In every big city, you may ask questions to anybody you meet. Be it at the checkout or a non-touristy metro station. Take risks. Worry not about the language. You will have some excellent stories to tell.

It’s only through talking to locals that you learn about genuine problems and how to deal with them.

You will learn to adapt to the environment, avoid common pitfalls, and master the necessary street savvy. If you pay attention, you may even pick up on the emotional subtleties forming your new home’s culture.

Pay attention to your surroundings instead of your phone’s dark screen, even if you are reading this article on it. Screen time is hurting our social abilities. Don’t miss an opportunity to chat. Rather than relying on Facebook updates, go on an adventure.

You may get invited to parties or discover a new gastronomic treat. Kimchee became one of my favorite meals after a chance encounter.

Just ask the metro woman if it will rain today (and ask which transport is quicker if a storm happens). Ask the parent with the child about upcoming sports events. Ask the grocery shop girl about her new neighborhood and leave a coin in her tip bucket.

What are you waiting for?

Yes, sometimes you may get embarrassed. Some people may think that you are flirting with them. But here lies the second finest among the benefits of living abroad. The most difficult to explain (but I will try).

Check also: 5 Tips for Moving to Europe

The most indescribable among the benefits of living abroad

I started studying Polish a year before I arrived in Poland, intending to run a backpacker hotel.

After a year of adjusting to life as a foreigner in Poland, I could have a rudimentary conversation on my own.

I learned Polish conversationally using the approach described in this article. Buying a cereal bar in a convenience store was difficult at first.

And that was great. It is a chance for personal growth — and laughs. Here are 4 situations that I used to make my point.

Check also: How to Successfully Move Abroad: solve your doubts here and reduce the anxiety about leaving home

That day I was a Golden Retriever.

I was returning home after an afternoon in Lodz, Poland’s third-largest city.

There was a gas station nearby with a well-stocked convenience shop where I could get some food after a long day of volunteer work.

As a poor college student, my grocery basket had only sausages and juice, but I craved a cereal bar.

I discovered it in a blue, little rectangular container with a wheat image. It looked like a cereal bar, so I grabbed it and put it in my basket with the rest.

The cashier’s queue was short. When Smartphones were not in every pocket, I opted to read the cereal bar’s ingredients. While bringing it closer to my eyes to view the little characters, I noticed a strange fragrance.

The cashier was young, and young Poles can speak English — Poland has one of Europe’s best educational systems. So I asked him what flavor it was.

He didn’t know, since it was dog food.

I had time to return it to the shelf, even though I was so hungry I could eat the whole snack without a bark.

The day I accidentally informed three girls that I was mentally challenged

Warsaw has a street called Ulica Nowy Swiat, which means New World Street. Like other European cities, it has well-preserved, historical sections with fancy boutiques and ice-cream stands.

A strip club is in one of the street alleyways. Since most pedestrians avoid busy areas of the street, the club sends a few girls to approach single males and invites them out for a drink with pretty ladies.

On a chilly winter afternoon, I rushed through this area, late for an appointment. Suddenly, a brunette asked if I wanted to go to the adjacent pub (which is, in reality, the strip club). They usually have an umbrella. This looks like a call sign.

Since I was already late and had no time to invent other justifications to not visit the bar, I just wanted to say that I was already late.

My idea was to say Sorry (Przepraszam), but (ale) I am (jestem) late (opóźniony).

What I truly said?

Sorry, but I’m mentally impaired. All because of a typo (late is actually “spóniony”).

The girl laughed and let me go. A few months later, I used the identical term (opózniony) wrongly. When my wife corrected me, I remembered the umbrella-girl’s laughter.

The good part? Umbrella-girls are persistent in bringing customers to the “bar”, however, once I mistakenly announced my condition, she didn’t try again.

The day I just wanted to ask a father about his son’s age.

Here, every adult who comes to a hotel check-in with a child must be a parent or have written consent from the child’s guardians. Years ago, I was working at the reception when a father and his son arrived. I’d say he was 15 or 16, but he could be older.

I wanted to ask if his son was a minor (in Polish, niepelnoletni). So I questioned the father whether his son was “niepelnosprawni”.

Suddenly, the man’s face went sour. Something was wrong. It seemed like those seconds that are amplified by a factor of ten.

Lucky for me, the man recognized my foreignness and inquired, “Do you mean niepelnoletni?”

I responded sure and apologized for any errors, while the father checked his son’s age and IDs.

Later, I checked my words. The word I wrongly used (niepelnosprawni) meant disabled.

The doctor and my little leg

Food is one the best ways to learn body parts in a foreign language (this is not valid, however, if you are a vegetarian).

That’s how I learnt Polish terms for breast/chest, knees, and neck (by learning how to cook pork knee and neck). By asking for chicken thighs, or “udko kurczaka in Poland, I learned how to speak thigh (udko).

So, I woke once to go to the bathroom, but I felt a terrible pain in my left thigh and almost fell on the floor. My wife advised me to go back to sleep. The p ain persisted even after hours of sleep, so I visited an orthopedist.

He inquired what was wrong.

“Boli moje udko”, I said, meaning “m y thigh hurts”.

“Udo?”, said the doctor.

I thought I misheard something. Maybe he simply said udko softly. So I repeated yes, “udko”.

The orthopedist was puzzled. I couldn’t understand it. This is a simple sentence and I thought I said it correctly.

I was really not.

I later learned that udko is the diminutive for Udo. In another word, udko means “tiny leg”.

It’s hardly surprising that a 97 kg, 1.83 m tall former high school handball fullback says his small little leg hurts.

But you know what?

One thing I realized: being embarrassed while attempting to learn Polish in public let me forget my fear of trying new things, of being exposed to the unknown, to ridicule, to be deemed odd.

The benefits of living abroad, the joy of adopting (and occasionally failing) a new idiom, and discovering a new place in the actual world are priceless.

Get out there, since a universe awaits.

And I’m sure you’ll have some hilarious, amazing moments.

If you enjoyed this piece about the benefits of living abroad, here are some other articles for you:

8 Great Cities for Content Creators Where You Can Save Money and Enjoy Life

If You Are Single, This Is the Cost to Live In These 6 European Capitals

The European Capital Where You Can Live With Less than $400 Monthly

Moving Out, Working Abroad and Keeping Your Sanity: 11 secrets to make your expat & digital nomad life better than you imagine

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Levi Borba is the CEO of expatriateconsultancy.com, creator of the channel Small Business Hacks, and best-selling author. Subscribe to my articles (for free) and receive (also for free) the ebook “The Blueprint for First-Time Business Owners”.